Business Loans by Industry for Duncan, OK:From Oilfield Service Companies to Physician Offices
Business loans by industry in Duncan, OK differ trade by trade, since a kitchen, a clinic and a well-service crew spend borrowed money on different things and get paid on different clocks.
Seven trades have a page of their own here: restaurants, medical practices, retail, construction, manufacturing, accounting firms, and gas stations with convenience stores. Oilfield service companies and seven more trades get a short section on this page, each with Stephens County, OK Census counts.
Restaurants, fuel stops and lodging across Stephens County, OK
Dining rooms, counter-service kitchens, station stores and the county's hotels and motels.
Gas station financing in Duncan, OK for the store side: cooler doors, roller grills, fountain machines, card readers and snack stock.
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Hotels and motels in Stephens County, OK: furnishings, laundry and booking systems
Stephens County, OK had 8 traveler accommodation establishments (NAICS 7211) with paid staff in 2023, and their annual payroll came to $2.2 million in all, by County Business Patterns. Nonemployer Statistics separately counted 12 traveler accommodation businesses without paid employees in 2024.
What an operator can fund through equipment financing is the equipment inside: room furnishings and bedding, commercial washers and dryers for the laundry room, housekeeping carts, and a booking and front-desk system. Buying the hotel itself, or any renovation of the building, is property work outside this site.
Practices, offices and child day care in Duncan, OK
Physician and dental offices, office-based firms and child day care providers.
Accounting firm loans in Duncan, OK for client book purchases, partner buyouts, office equipment and payroll while client invoices are open.
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Dental offices in Duncan, OK: chairs, imaging and buying a practice
County Business Patterns counted 10 offices of dentists (NAICS 6212) in Stephens County, OK in 2023, with $4,964,000 in annual payroll for the 10 together. ZIP Code Business Patterns placed 9 dental offices at ZIP 73533 addresses that year, a ZIP that reaches well past Duncan, OK.
Dental chairs and delivery units, digital X-ray sensors, a cone-beam scanner or an intraoral scanner fit equipment financing, spread over the years the practice uses them. Buying a retiring dentist's practice points to a term loan for the business side only; the partner reviews the practice's collections and the buyer's file, and any building or land in the sale is real estate outside this site.
Child day care providers in Stephens County, OK: room furniture, cribs and payroll
Child day care providers (NAICS 624410) numbered 18 employer establishments in Stephens County, OK in 2023, 8 of them with fewer than five employees, and their annual payroll totaled $3.2 million (CBP). Nonemployer Statistics, a separate count, found 36 child care services businesses (NAICS 62441) with no paid employees in the county in 2024.
Cribs, cots, and child-size tables and chairs fit equipment financing. Payroll for classroom staff while tuition payments come in is a working capital question.
Stores, salons and gyms around Duncan, OK
Retail stores of every kind, plus beauty salons and fitness centers that run on card sales.
Business loans for retail in Duncan, OK: inventory, display fixtures, POS systems and vendor orders, each request reviewed by funding partners.
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Beauty salons in Duncan, OK: styling stations, dryers and card-sales funding
County Business Patterns counted 3 beauty salons (NAICS 812112) with paid employees in Stephens County, OK in 2023. Nonemployer Statistics, a separate program, counted 127 beauty salons without paid employees in the county in 2024, with $2.5 million in receipts among them.
Styling chairs, color stations, hooded dryers and a booking and card system fit equipment financing. A salon with steady card sales can also look at a merchant cash advance: the provider buys a share of future card receipts and collects it from those sales, and it is not a loan.
Fitness centers in Duncan, OK: machines, racks and check-in software
Fitness and recreational sports centers (NAICS 713940) had 5 employer establishments and 102 paid employees in Stephens County, OK in 2023 (CBP). In the 2023 ZIP Code Business Patterns, 4 establishments under that code sat at ZIP 73533 addresses.
Treadmills, bikes and rowers, power racks with plates, and a member check-in and billing system fit equipment financing, matched to the years the machines stay on the floor. A gym that sells memberships and day passes by card can compare that with a merchant cash advance.
Builders, makers and repair shops in Stephens County, OK
Contractors, manufacturers, auto repair shops and landscaping crews, where the money goes into machines and materials.
Manufacturing equipment financing in Duncan, OK for robotic welders, CNC lathes, forklifts, tooling and raw stock, with funding partners deciding on any offer.
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Auto repair shops in Stephens County, OK: lifts, lathes and parts on the shelf
Automotive repair and maintenance (NAICS 8111) counted 21 employer establishments across Stephens County, OK in 2023, 14 of the 21 with fewer than five employees, and $4.4 million in annual payroll for all 21 (CBP). Separately, Nonemployer Statistics counted 76 automotive repair and maintenance businesses with no paid employees there in 2024.
A brake lathe, an engine hoist, a parts washer or shop management software fits equipment financing. Tires, filters and the parts a shop goes through every month fit inventory financing.
Landscaping crews in Stephens County, OK: mowers, trailers and attachments
Landscaping services (NAICS 561730) had 8 employer establishments in Stephens County, OK in 2023, 7 of them with fewer than five employees, and $551,000 in annual payroll among the 8 (CBP). Nonemployer Statistics counted 101 landscaping services businesses (NAICS 56173) with no paid employees in the county in 2024.
A crew adding a zero-turn mower, an enclosed trailer, skid-steer attachments or irrigation tools can spread the cost through equipment financing. Plants, stone and mulch bought for a large job before the client pays fit working capital.
In short
Seven trades have their own page; oilfield service companies, hotels, dental offices, child day care providers, beauty salons, fitness centers, auto repair shops and landscaping crews have a short section here. Every count is a Census figure for Stephens County, OK or for ZIP 73533, labeled with its program and year.
How Duncan, OK full-service restaurants compare with the other trade pages
Set beside the codes behind the other trade pages, full-service restaurants (NAICS 722511) are the least likely to be tiny: 5 of the 31 in Stephens County, OK had fewer than five employees in 2023, or 16.1%, by County Business Patterns. Those 31 dining rooms reported 506 paid employees between them.
Selected Stephens County, OK codes behind the trade pages: employer establishments and the share with fewer than five employees, 2023 (CBP)
A kitchen with a floor crew, a line and a dish station keeps paying staff while a broken range waits for its replacement. For that reason a full-service restaurant can read equipment financing for the range and working capital for the payroll stretch side by side; the restaurants page takes both kinds of kitchen.
How a Duncan, OK gas station and a quick-service restaurant ask for different funding
A station store and a counter-service kitchen both take card payments, yet the purchases behind their funding requests have little in common. In ZIP 73533, ZIP Code Business Patterns placed 16 gasoline stations (NAICS 4471) and 22 limited-service restaurants (NAICS 722513) in 2023; the ZIP takes in far more ground than the city of Duncan, OK.
Gas station store: cooler doors and reach-in freezers, shelving and gondolas, a point-of-sale and back-office system, and shelf stock through inventory financing. The fuel islands and the tanks below them are site work outside this site.
Quick-service restaurant: fryers, a griddle, a make-line refrigerator and order kiosks through equipment financing; with steady card sales, a merchant cash advance, which buys a share of future card receipts and is not a loan.
County Business Patterns counted 291 paid employees at the 28 gasoline stations in Stephens County, OK in 2023 and 501 at the 27 limited-service restaurants, so both carry real payrolls next to the equipment.
Engineering Firms and Auto Repair Shops in Duncan, OK: which product pages to start with
An engineering firm can start with the line of credit: billing by project milestone leaves gaps between finished work and payment, and a line can be drawn for one gap and paid down when the invoice clears. An auto repair shop can start with equipment financing, since an alignment rack or a frame machine is one large purchase with a long working life.
Not every engineering practice in the county has staff. Nonemployer Statistics counted 16 architectural, engineering and related services businesses with no paid employees in Stephens County, OK in 2024; a one-person practice is a single owner's file, so its review can take in personal returns as well as business statements.
Engineering firm, second page: equipment financing for a drone survey kit, rugged field laptops or a crew pickup.
Auto repair shop, second page: inventory financing for tires, filters and brake parts kept on hand, or working capital while an insurance-paid repair waits on its check.
Industry sections for Stephens County, OK oilfield service companies without a dedicated page
Mining, quarrying, and oil and gas extraction (NAICS 21) paid $117.6 million in annual payroll across Stephens County, OK in 2023, the largest total of any sector in County Business Patterns, ahead of health care and social assistance at $112.8 million. This site has no oilfield page; the product pages carry that work instead.
Inside that sector, support activities for mining (NAICS 2131), the code covering contract drilling and oil and gas field services, had 51 employer establishments and 1,271 paid employees in 2023; its $84.2 million payroll is the total for all 51, not a figure for one company. Nonemployer Statistics, counted separately, found 70 support-activities businesses and 197 oil and gas extraction (NAICS 2111) businesses with no paid employees in the county in 2024.
Hot oiler units, vacuum tanks on trailers, pipe-handling tools or a welding rig: equipment financing.
Crew payroll while an operator payment is pending: working capital.
Fuel, rental units and consumables bought between jobs: a line of credit.
Buying out a partner or a competing service company, business side only: a term loan.
By Tealreach Lending ยท Updated
Which trade, which machine or stock: a Duncan, OK call to Tealreach Lending sorts it
Call (580) 205-7694 with the trade, the purchase or the gap, and the price. If the request goes ahead, funding partners review it and decide on any offer. Businesses in the city itself have more figures on the Duncan, OK page.
